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Are you falling behind on your current mortgage?
Do you have an option ARM or investment properties?
Would you benefit from a loan modification or a refinance of your existing mortgage?
Are you experiencing a financial hardship that is so serious that you need to consider selling your home but don't know where to start?
 Clear Image Financial Group was founded by legal and financial experts with decades of combined experience and has helped many others consumers just like you. Clear Image Financial Group offers attorney-based loss mitigation programs to assist you in avoiding foreclosure so you can get back on your feet financially. It is important for you to understand that no matter how bad your financial situation has become, it still may be possible for you to avoid foreclosure. If you take prompt action and work with us, we may be able to resolve your loan delinquency without a foreclosure sale of your home.
Just remember that you are the key to avoiding foreclosure, and it is your responsibility to provide us the critical information we need to successfully complete your loss mitigation package so we can obtain the best results for you! By openly communicating and cooperating with our loss mitigation negotiators, it will enable us to do our best to help cure your mortgage default so you can avoid foreclosure and remain in your home, or even sell it, but avoid owing your lender any remaining amount over what your property is currently worth if that is your goal.
Are You A Good Candidate For A Short Sale?
Is your financial hardship so severe that you are unable to even make lower monthly payments or you no longer want to remain in your home but you owe the bank more than your house is worth? If so, then we can also help with our attorney-based short sale program that is designed to convince your lender to accept whatever amount can be generated through the sale of your home even if that amount is tens of thousands of dollars less than you currently owe on your mortgage!!
Are You A Good Candidate For A Loan Modification?
A person who has an interest only ARM that is ready to adjust or has recently adjusted, and they are finding it difficult to make their payment may be eligible.
Are you experiencing any of the following hardships?
- Not enough equity?
- Credit too low?
- Debt to income ratio too high?
- Gap in employment too long?
- Didn’t meet lenders guidelines?
- Couldn’t get the loan amount needed?
- Is your loan amount higher than the current value of your home?
- Have you already been turned down for a loan modification?
- Are you behind on your mortgage payment and you can't catch up?
- Are you already in foreclosure?
- Has your income been reduced because of the loss of your job or a change in jobs?
- Have family health issues caused time away from work or high medical bills?
- Has there been a recent divorce and now you are unable to make ends meet?
- Are you self employed and has your business declined, effecting your ability to pay your monthly bills?
If any of these examples apply to you in your current situation but you desire to remain in your home if the terms of your existing mortgage could be adjusted to lower your monthly payment, then we can help with our attorney-based loan modification program!!
Are You a Candidate For a Refinance of Your Existing Mortgage?
 It is in your interests to see if we can qualify you for refinancing at the same time that we evaluate whether you are qualify for a loan modification since refinancing your existing loan to lower your rate and obtaining other preferred terms may be your best option depending on your financial situation. If you have a debt-to-income ratio that is low enough and you are not in a severe financial crisis that will prevent you from qualifying, then refinancing through our subsidiary Multi Option Mortgage Corp. may be possible. However, if you don't qualify for refinancing, then the CIFG loan modification program may be the right option for you.
Call us now for a FREE evaluation so that one of our professional loss mitigation specialists can custom design a plan of action to meet your financial needs!
A Brighter Financial Future is Within Your Reach!! |
