Clear Image Financial Group - Mortgage Modification Made Simple

Our attorney-based loss mitigation program and our team of legal and mortgage experts have helped thousands of others just like you. No matter how bad your financial situation has become, it still may be possible for you to avoid foreclosure and improve your financial situation. If you take prompt action now, we may be able to resolve your loan delinquency without a foreclosure sale of your property.

Just remember that you are the key to avoiding foreclosure and it is your responsibility to provide us the critical information that we need to successfully complete your loss mitigation package and negotiate with your lender(s) so that we can obtain the best results for you! By openly communicating and cooperating with us, our loss mitigation negotiators will do everything in their power to help you cure your mortgage default so you can avoid foreclosure and remain in your home or even sell it but avoid owing your lender any remaining amount over what your property is currently worth if that is your goal.

Clear Image Financial Group offers financial and real estate solutions to consumers who are in financial distress that include the following services:

1. Loan Modification Program: Click Here To Learn More
Lenders may agree to modify terms of your loan, such as reducing monthly payment amounts,

reducing the loan balance, reducing the interest rate, fixing and lowering an adjustable interest rate, forgiveness of past due amounts and even stopping the foreclosure process.Loan modifications are not refinances. Since this is a renegotiation of terms of an existing loan, the qualification process is different from a refinance.

2. Short-Sale Program: Click Here To Learn More
A short sale is an agreement by your lender to reduce the payoff balance of your loan. In this way, you can sell your home and avoid owing any money to your lender even after you sell your home for less than your loan amount.

3. Other Programs: Click Here To Learn More
Forbearance Program: A modified repayment agreement that lasts for a period of time. The goal of this plan is to allow you to catch up on any delinquent mortgage payments, while making current payments.

Deed-in-Lieu of Foreclosure Program: Giving the lender possession and title to your home rather than going through the foreclosure process.

Refinance Your Existing Mortgage: You may qualify for refinancing through our mortgage subsidiary, Multi-Option Mortgage Corporation. This option may not require that you have much equity to obtain a fixed rate mortgage with a lower interest rate. If you qualify for this option, you will need to obtain mortgage insurance and pay an upfront premium whereas a loan modification does not have these requirements.